OM G.
1/5
The Advertisement for 421 S. Oak Park Ave, Oak Park, IL Posted on Craigslist by Circle Property Management I found on Nov. 2, 2023, states that if an applicant has less than an optimal credit score, a potential applicant may pay "a Deposit of 1 month's rent, plus Ist month's rent & last month's rent in total, as move-in costs. Period.
That was the beginning of an untoward and unprofessional application process, where landlords request applicants come to them in-person, where they may assess information they cannot assess on the phone. (It seems to be a more regular practice which allows landlords to see race, age, disability, etc. and be able to claim they do not discriminate). In addition to this cautionary review, I will research the authority that handles these types of issues.
I am disabled, I requested a federal American with Disabilities Act (ADA) reasonable accommodation' that in lieu of corning to their office to "sit [there] and fill out the application, that due to my disability I was unable to come to the office, but i stated that I would be happy to do the application remotely since I lived 2 hours away.
Francesca said she had to ask her boss, FRANK, and came back on the phone after a brief hold, asking for a valid ID with proof of the distance.?
I found it highly irregular to be asked for this type of information, particularly when an applicant states they are requesting their CITIZENS RIGHT for ADA reasonable accommodation. I acquiesced and sent an email copy of my Driver's License from my former address to prove I was 2 hours away. Thankfully, I have found better housing elsewhere!
I paid to apply, giving my debit card number to Francesca on the phone. I received a PHONE CALL on Nov. 3, 2023, Instead written notification so I may request a FREE credit report based on their WRITTEN decision, as is customary in business.
In anycase, on 11-3-23, about 1lam I spoke to the aforementioned staff who indicated their boss "FRANK denled the rental application due to lackluster 'credit score.
When I referred to the company's Advertisement on Craigslist indicating that total move-in costs are essentially $875 x 3 and that was in lieu of perfect credit, she laughed and exclaimed, 'that's like for students!" Ageist?
Furthermore, I paid for credit check access of the 3 credit bureaus and I found no "credit check from Circle Property Management. I was charged $25 for nothing. Dubious business practices
Based on Circle Property Management's less than transparent behavior, as is my legal right, I requested anything with my name related to me/my application. written hardcopy and electronic, be completely destroyed, Including electronic or physical trash bins (ie, emails, communications records, application and all supporting documents).
Francesca responded "We keep your application on file" if you reapply in the future, should the credit score improve. I assured her that I had NO INTENTIONS on reapplying with this business or apartment.
Ironically, afterwards she put me on speaker phone and made paper shredding noises (as if I believed she was actually shredding MY documents which I could only verify on a video call, it was extremely insulting to my intelligence)!
On or about a week or so later, my bank account was fraudulently charged $406. Whilst I may not be able to show direct causation, there certainly is a suspicious correlation.
Advising FRANK by email (thanking him for considering my application) that their practice is False Advertising, and perhaps should consider amending the Ad. BEWARE when giving out personal information. Note everyone is forthright in their intentions and/or actions!!!
Lastly, I advised Frank that I will contact the Better Business Bureau and file a complaint. Alas, they have no such presence just this online website of reviews.
BEWARE!!